DERECHO
INMOBILIARIO

BANKING
LAW

Lidiare is a Law firm specialized in the claim of all kinds of contracts and abusive clauses: IRPH, floor clauses, SWAP, CLIP, abusive interest, rapid loans, express credits and misleading microcredits.

Call us on 91 421 24 67 or fill in the form and we will inform you without commitment.

    DERECHO
    INMOBILIARIO

    BANKING LAW

    Lidiare is a Law firm specialized in the claim of all kinds of contracts and abusive clauses: IRPH, floor clauses, SWAP, CLIP, abusive interest, rapid loans, express credits and misleading microcredits.

    Call us on 91 421 24 67 or fill in the form and we will inform you without commitment.

      DERECHO
      BANCARIO

      Specialist lawyers in banking law


      Banking law can be defined as a set of regulations on the structure and operation of the bank credit institutions or deposit entities with their customers. This also affects the savings banks and the credit cooperatives.

      This type of law regulates how the banks must proceed when they market a product to a client. In the event that there is an infringement of the regulations, this can be analysed to claim liability from the different financial entities.

      At LIDIARE we have a team of banking lawyers with sufficient knowledge to combat bank abuses which in recent years are being declared unlawful by the courts. Among the products that the financial entities have placed on the market with illegal practices, include:

      Swaps and clips, banking products which were placed on the market as a kind of hedging insurance against the rise of the Euribor, and which actually proved to be more expenses for the mortgagor. It will sound similar to the floor clauses, which for years were included in the mortgages and obliged the mortgagor to pay a fixed amount despite the drop in the Euribor.

      We also work with clients whose mortgage has been fixed with the IRPH index instead of the Euribor, a practice that the banks began due to the collapse of that common rate and the fear of losing the very high profitability of the mortgages.

      Another of the clauses which have been cancelled is the “early cancellation”, i.e. the possibility of the banks to foreclose on the mortgage on the property with a very small period of defaulto.

      At LIDIARE we can proudly say that we have helped dozens of customers against the application of abusive interest rates and, even, usury interest. Our lawyers have faced situations in which due to the improper payments of interest already made, the client had already paid their debt and the entity or institution has had to refund the money.

      Finally, we are experts in the claim of improper mortgage expenses agreed in the deeds of mortgage loans. Expenses like those of the notary public, registration and valuation which yes, believe it, on occasions can be recovered with a good defence like the one offered by LIDIARE.

      Have you been involved in any of these cases? Do not hesitate to contact LIDIARE so that we can guide you as best as possible and start the mechanisms under banking law.

      ÉSTE MES DESTACAMOS

      CLÁUSULA SUELO

      ¿Qué es?


      Se trata de unas cláusulas explicadas de forma poco transparente que se aplicaban en el momento en el que el Euribor bajaba de determinada cantidad.

      En la práctica el cliente comenzó a pagar una cantidad fija y que no era modificada año a año a pesar de las continuas bajadas del tipo de referencia.

      Saber Más

      ¿Qué es el Derecho Inmobiliario?

      Producto destacado

      Clausula Suelo

      El derecho inmobiliario es aquel que regula todo lo relacionado con los bienes inmuebles.  Su campo de acción abarca todo lo concerniente a contratos de compraventa, registro de la propiedad, bienes Inmuebles, arrendamiento, ordenación de la edificación y promociones inmobiliarias etc.

      Desde Lidiare creemos que es un campo en auge debido a la importancia del mercado inmobiliario que tenemos en nuestro país. Como abogados especialistas en propiedades disponemos de un gran equipo de profesionales con experiencia en los mercados inmobiliarios y en su construcción.

      Todos sabemos que la comprar de una vivienda es unas de las inversiones más importantes de un particular. Además, no hay que olvidar que los arrendamientos conllevan una serie de trámites a los que prestar mucha atención. Si quieres estar tranquilo tanto si alquilas un inmueble o vas a dar el paso de adquirir un inmueble, creemos que la presencia de un abogado especializado en derecho inmobiliario es esencial.

      De esta forma, evitarás problemas legales y fiscales derivados de la compra o arrendamiento de un inmueble, impagos de suministros por parte de los inquilinos, obras necesarias en la vivienda etc. Te ayudamos entre otros aspectos a comprar o vender una propiedad, gestión de alquileres, reclamación de deudas etc.

      Confía en la profesionalidad y experiencia como abogado de derecho inmobiliario. Contamos con múltiples profesionales distribuidos por toda España que te asesorarán en todo lo referente en el mercado inmobiliario.

      Para más información, rellene el formulario de contacto

        Nunca realizamos envíos comerciales. Únicamente utilizaremos sus datos para responder a su consulta.


        FLOOR CLAUSE CLAIMS

        Floor Clause claims


        These are clauses which were not explained in a transparent manner applied at the time when the Euribor fell below a certain amount.

        In practice the client began to pay a fixed amount which was not amended year on year despite the continued reduction of the reference type.

        More Information

        WE WILL CALL YOU

        You do not need to worry about anything, click and we will contact you as soon as possible.

        contact-form-7 id=”1869″ title=”LLámenos_ingles”]

        WE WILL CALL YOU

        You do not need to worry about anything, click and we will contact you as soon as possible.

          Privacy Settings
          We use cookies to enhance your experience while using our website. If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. We also use content and scripts from third parties that may use tracking technologies. You can selectively provide your consent below to allow such third party embeds. For complete information about the cookies we use, data we collect and how we process them, please check our Privacy Policy
          Youtube
          Consent to display content from Youtube
          Vimeo
          Consent to display content from Vimeo
          Google Maps
          Consent to display content from Google